A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
Getting older brings with it a greater risk of illness and accidents such as slips and falls. Hence, it’s the time when getting insurance is more important than ever. Medicare is the federal insurance for people aged 65 and over and some younger people who qualify due to a disability.
The program generally covers inpatient care, skilled nursing facility care, hospice care, at-home care, medical equipment, ambulance services, and mental health care.
However, if you’ve ever used Medicare, you know this federal program doesn’t cover everything. Expenses such as medical treatment abroad and excess charges can slip through the cracks, and that’s why people prefers to opt for the Best Medicare Supplement Insurance Plans in Ohio.
Medicare supplement is also known as medigap because it covers the gaps in Medicare, such as co-payments, coinsurance, and even deductibles. In plain words, medicare Supplement Plans pick up expenses where Medicare leaves off. There are 12 different types of plans, and each one offers a different kind of coverage with additional benefits to suit your needs. Hence, getting the Best Medicare Supplement Insurance Plans in Ohio and other US states is in your best interest for those needing medical care and living on a fixed monthly income.
Since Medigap policies are federally regulated, the actual coverage you receive will be identical from company to company. The main difference lies in the prices. Our skilled agent with experience of 37 years in Medicare helps you find the Lowest Price Medicare Supplement Plans in Indiana that offer you maximum coverage and fit within your budget.
Our agent works independently and is in contact with major insurance companies. Hence, he can present you best plans offered by different insurance companies. Moreover, at THEROMESGROUP, our agent aims to provide you best service combined with personalized advice, helping you make an informed decision in choosing the Best Medicare Supplement Plans in Kentucky and other US states including Indiana and Ohio. Contact us today for queries!
Medigap policies generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Some types of insurance aren’t Medigap plans, they include:
Indian Health Service, Tribal, and Urban Indian Health plans