What Are Medicare Insurance Plans, and What’s The Role Of An Agent In Them?

What Are Medicare Insurance Plans, and What’s The Role Of An Agent In Them?

What Are Medicare Insurance Plans

The word “Medicare insurance” relates to the insurance for health. Medicare insurance benefits provide a joyous life to people aged 65 or above and also to disabled persons. Medicare insurance benefits are not limited to hospital coverage, x-rays, diagnoses, prescription drugs, but it covers many more than the mentioned services.

Parts of Medicare:

  • Medicare Part A (Hospital Insurance)
  • Part A covers hospital stays, hospice care, care in a skilled nursing facility, and home health care.
  • Medicare Part B (Medical Insurance)
  • Part B covers specific doctor’s services, medical supplies, preventive services, and outpatient care.
  • Medicare Part D (prescription drug coverage)
  • Part D covers the cost of prescribed drugs (including many recommended vaccines or shots)

With so many Medicare plans to consider and countless Medicare Insurance companies to compare, choosing the right coverage can be difficult. Fortunately, finding and purchasing a Medicare plan is more accessible with Experienced Medicare Agents in Ohio.

At The Romes Group, we pride ourselves in providing the necessary assistance to the individuals considering enrolling for medicare plans to get some financial help for medical treatments.

How can we help?

Since Medicare plans are as complicated as tempting, many people fail to understand their rules and regulations, especially senior citizens. It is worth noting that even after you are enrolled with these insurance services, there will be times when you will be required to dig into your pockets to pay for the services, such as co-pays and other deductibles. Hence, it becomes necessary to move forward under the guidance of a medicare agent.

Our certified medicare agent with over 37 years of experience is one of the best Senior Medicare Insurance agents in Ohioand is dedicated to providing you only the best health care support, fitting your medical needs and budget.

In addition, we also assist with medical underwriting. Medical underwriting is a process used by insurance companies to determine your health status when applying for health insurance coverage to decide whether to offer you range, at what price, and with what exclusions or limits.

Being the Best Senior Medicare Insurance Agent in Ohiowe understand how to determine whether you’ll meet the underwriting requirements for the particular plans you’re considering. If not, we ensure to find you a better replacement.

With us, you have the freedom to choose your medicare options.

Most medicare insurance company representatives only offer a single plan that benefits their company, but we understand that your needs are unique and can change. That’s why our independent and experienced Medicare Agents in Ohio represent different Medicare Advantage and Medicare Supplement insurance plans from several carriers. We offer you plenty of coverage options in your area, so you’re bound to find a plan that works for you.

Moreover, our agent is client-focused and offers you 24X7 support. So, no matter at what hour you doubt your plan, you are just one call away from getting the solution to your problem. Connect with us today to get free advice!